Bank of America is a global financial company, which deals in investing, lending, employment, transacting, and advising services. It offers a number of fiscal products as well as services to institutions, companies, and individuals. Its headquarters is located in St Charlotte North Carolina. The company offer wealth management services for individuals and offer products to companies seeking capital. For individuals it also offer home loan assistance and mortgage settlement services. It offers added services such as online banking and online bill pay. Other services offered by the company include credit cards, checking, student banking, text, and mobile banking. Borrowing services include refinance, mortgage, home equity, and auto loans and protection products include life insurance, auto insurance, and renters insurance.