The Equifax is a consumer credit reporting agency, which is the third largest credit agency. It came into existence in 1899 and it maintains information of almost 400 millions holders of credit in all over the world. The company provides service globally in an affordable price and it is listed on the NYSE as well. Usually it operates in the sector of business-to-business to sell consumer credit as well as insurance report. The company's business customers include retailers, insurance firms, banks, government agencies, etc. The credit reports prepared by the company comprise of entire information related to personal credit and the history of payment of every individual.