Rice Banking Company offers their exclusive services in borrowing money to the customers so that they can meet their needs. Julius L. Rice founded the company in 1905. The company offers small loans to their clients for purchasing products and even for managing emergency. They offer loans in rather simple process than offered by most of the commercial banks. Moreover, they give even a small amount of loans that are usually unavailable in big commercial banks. They offer their dedicated services in a pretty customer friendly way without taking advantage of the clients in need from three convenient locations in Selma, Montgomery, and Opelika.